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MSME & Manufacturing Finance
MSME expansion capital and debt advisory for manufacturers in India.
Private Credit→MSME & Manufacturing Finance
Eone Capital is a specialist private credit and debt syndication advisory firm in India. We arrange structured debt of ₹30 crore and above for real estate developers, MSME manufacturers, and healthcare operators — working with banks, NBFCs, AIFs, and private credit funds to place the right instrument with the right lender.
MSME Debt Advisory
We structure debt and arrange private credit for growing businesses.
Most mid-sized manufacturers and MSME companies have outgrown their existing bank relationships but have not yet accessed the full range of private credit and structured debt instruments available to them. Eone Capital assesses the business, structures the right instrument — whether a term loan, NCD, or a bespoke structured facility — and places it with the lender most suited to the profile and requirement.
NCD structuring is a core capability we bring to MSME mandates — particularly where the requirement does not fit a standard bank product in tenure, ticket size, or repayment structure. We design the instrument, prepare the information memorandum, and place privately with institutional investors, family offices, and AIFs.
₹30 Cr+MINIMUM TICKET SIZE
Pan-IndiaGEOGRAPHIC COVERAGE
NCD · Term · StructuredINSTRUMENTS AVAILABLE
What We Arrange
Three transaction types. Structured for your specific requirement.
EXPANSION CAPITAL
Debt arranged for capacity expansion — new plant, additional production lines, warehouse infrastructure, or geographic expansion. Structured against existing cash flows and projected revenue. Instrument determined by the asset profile and tenure required — term loan or NCD depending on fit.
REFINANCING
Replacing expensive existing debt — high-cost working capital loans, overdraft facilities, or legacy term loans — with better-structured, lower-cost facilities. We assess the full liability stack and identify the right refinancing route — bank, NBFC, or NCD placement.
ACQUISITION FINANCING
Debt structured to fund the acquisition of another manufacturing unit, company, or business asset. Secured against the combined balance sheet and the acquired asset. Structured as a term loan or NCD depending on the transaction complexity and lender appetite.
Free Checklist
The 12 questions private credit lenders will ask before approving your facility.
Download our Private Credit Readiness Checklist — the exact questions a Category II AIF or NBFC will ask during due diligence. Know the answers before they ask.
- —12 lender due diligence questions
- —Security package requirements
- —Documentation checklist
Get the free checklist
NCD Structuring & Placement
When a bank loan is not the right answer.
Non-Convertible Debentures are a privately placed debt instrument that offers MSME and manufacturing companies access to capital structures a standard bank loan cannot provide — longer tenure, flexible repayment, larger ticket sizes, and lender profiles that include family offices and institutional credit funds.
Eone Capital structures the NCD — coupon rate, tenure, security package, put and call options — and places it privately with the investors best suited to the credit profile. We manage the full process from term sheet through documentation and allotment.
WHEN TO USE AN NCD
When the requirement exceeds what a single bank will lend, when tenure beyond 5 years is needed, or when the business needs a lender who understands the specific sector and growth profile.
WHO SUBSCRIBES
Family offices, AIFs, private credit funds, and institutional investors seeking fixed-income returns from mid-market corporate credit.
TICKET RANGE
₹30 crore and above. NCDs can be structured in tranches for larger requirements with multiple investors subscribing.
OUR ROLE
Structuring adviser and placement agent. We design the instrument, prepare the information memorandum, and place with the right investors.
Who We Work With
Mid-sized businesses with proven cash flows.
BUSINESS TYPE
Manufacturing companies, industrial businesses, and mid-market corporates with physical operations and asset-backed balance sheets.
REVENUE PROFILE
Established businesses with consistent, verifiable revenue and positive EBITDA. We work with businesses that have real cash flows — not projections.
DEBT REQUIREMENT
₹30 crore and above. The requirement must justify specialist debt structuring — either in size, complexity, instrument type, or lender profile.
PURPOSE
Expansion, refinancing, or acquisition. We do not arrange working capital lines or small-ticket facilities.
How We Work
From mandate to disbursement.
01
Business Assessment
Revenue, EBITDA, debt service capacity, asset base, and liability stack assessed before we engage.
02
Debt Structuring
Right instrument selected — term loan, NCD, or structured facility. Security package, tenure, coupon, and repayment designed for the specific requirement.
03
Placement
Placed with the specific bank, NBFC, AIF, or family office whose current deployment appetite matches the transaction profile.
04
Close
Managed through term sheet, due diligence, documentation, and disbursement. We earn at close.
Related Reading
From our Insights desk.
PRIVATE CREDIT
What to prepare before approaching private credit lenders — the complete credit package
A credit information memorandum is the primary document for private credit placement. Here is what the seven sections must cover and what lenders flag immediately.
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What is a Category II AIF and how does it lend to businesses in India?
Category II AIFs are the primary vehicle for private credit. Here is how they raise capital, evaluate borrowers, and structure and monitor loans — from a borrower's perspective.
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₹30 crore and above. Manufacturing and mid-market. All India.
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