Expansion Capital
Debt arranged for hospital expansion, new ward construction, additional specialties, or geographic expansion into new cities. Structured against existing cash flows and projected bed occupancy.
Healthcare Finance
Private credit for healthcare operators building at scale.
Private Credit→Healthcare Finance
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Eone Capital is a specialist private credit and debt syndication advisory firm in India. We arrange structured debt of ₹30 crore and above for real estate developers, MSME manufacturers, and healthcare operators — working with banks, NBFCs, AIFs, and private credit funds to place the right instrument with the right lender.
Healthcare Debt Advisory
India's healthcare infrastructure gap is the largest capital opportunity in the sector.
India has 1.3 hospital beds per 1,000 people against the WHO norm of 3. Closing that gap requires private hospitals, diagnostic chains, and specialty care operators to expand at a pace that conventional bank lending alone cannot support. Private credit has stepped in — healthcare is now the second largest sector in India's private credit market by deal value.
Eone Capital arranges structured debt for healthcare operators seeking growth capital, equipment financing, or acquisition financing. We assess the business, structure the right instrument, and place with lenders who understand the sector — NBFCs, AIFs, and private credit funds with active healthcare mandates.
13%OF INDIA'S PRIVATE CREDIT IS IN HEALTHCARE
₹40,000 Cr+CAPEX NEEDED FOR HOSPITAL EXPANSION BY FY29
₹30 Cr+MINIMUM TICKET SIZE
Source: EY India Private Credit Report H1 2026, ICRA
What We Arrange
Three transaction types for growing healthcare businesses.
Equipment Financing
Structured debt for medical equipment — MRI, CT scanners, surgical equipment, and diagnostic technology. Arranged as standalone facility or combined with broader expansion finance.
Acquisition Financing
Debt to fund the acquisition of a hospital, diagnostic chain, or specialty care business. Structured against the combined asset base and cash flows of the enlarged entity.
NCD Structuring
Non-Convertible Debentures privately placed with institutional investors and AIFs — used where a standard bank facility does not provide the required tenure or ticket size.
Who We Work WithHOSPITAL GROUPS DIAGNOSTIC CHAINS SPECIALTY CARE OPERATORS DEBT REQUIREMENT
Healthcare operators with real scale ambitions.
Multi-location hospital groups with established patient footprint seeking debt for expansion, new facilities, or acquisition of smaller operators.
Diagnostic and pathology chains with proven revenue seeking equipment upgrades, new centre launches, or acquisition financing for consolidation.
Specialty hospitals — oncology, orthopaedics, fertility, ophthalmology — with strong clinical outcomes and cash flows seeking expansion capital.
₹30 crore and above. The requirement must have a clear expansion or acquisition rationale and verifiable existing cash flows.
Instruments We Structure
The instrument follows the transaction.
We assess the requirement and structure the right instrument — not the other way around.
Term Loans
Arranged through banks and NBFCs for expansion, equipment, and acquisition requirements with standard healthcare asset collateral and cash flow coverage.
NCD Structuring & Placement
Non-Convertible Debentures privately placed with AIFs and institutional investors — used where longer tenure or larger ticket size is required than a standard bank facility can offer.
Structured Facilities
Bespoke structures combining senior debt and subordinated instruments for complex healthcare transactions requiring layered capital.
Related Reading
From our Insights desk.
MARKET INTELLIGENCE
Why healthcare is now India's second largest private credit sector
EY data shows healthcare at 13% of India's private credit market in H1 2026. Here is what is driving it.
Read the analysis →PRIVATE CREDIT
How acquisition financing works through private credit in India
Acquisition financing through private credit is used when combined entity cash flows support structured debt. Here is how the structure works and what lenders require.
Read the analysis →PRIVATE CREDIT
NCD vs term loan — which is right for your business?
Non-Convertible Debentures and term loans both provide debt capital — but they serve very different situations. Here is how to choose.
Read the analysis →Commercial Terms
Structured for the mandate.
Commercial terms are agreed at mandate stage and are specific to the transaction — its size, complexity, and structure. We will walk you through our approach in our first conversation.
Discuss your healthcare debt requirement.
₹30 crore and above. Hospitals, diagnostics, specialty care. All India.
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